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Luminate Bank

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In order to get started, select an account that works for you.

Luminate Brighter Checking
Open a checking account today to start earning a high APY.
  • Interest Bearing - 2.02%APY*
  • No Minimum Balance - No Monthly Service Fee
  • Use of surcharge free ATMs
  • Unlimited Check Writing
Empower Checking
Non-Interesting bearing Checking Account.
  • No Minimum Balance - No Monthly Service Fees.
Luminate Radiant Savings
Open a savings account today to start earning a high APY.
  • High Yield Savings Account - 4.07% APY*
  • No minimum balance - No monthly service fee
Certificates of Deposit
Start saving today with a Luminate Bank CD. Choose your term below and let your money work for you!
  • Click HERE to view current rates.
  • Interest rates are fixed for the entire term of the CD. No need to worry about market shifts.
6 Month Certificate of Deposit